littlebylittlecash

Irregular income, in plain English

Uneven income. Steady paycheck. Built little by little.

Plain-English guides for gig, seasonal, tipped, commission and freelance workers: find your baseline, pay yourself the same amount every month, and turn good months into a buffer for lean ones.

Find your baseline See the steady pay plan

Six months of incomePaycheck: $2,200

Jan
Feb
Mar
Apr
May
Jun

What came in The steady paycheck

Good months fill the holding account. Lean months draw from it.

An illustrative example. Your income and paycheck will differ.

Start with one of these

CalculatorYour baselineSix months of income in, a plan out. PlanSteady paycheckThe holding account method, step by step. ChecklistSteady IncomeSixteen steps to smoother months.

15 irregular income guides

Plan around uneven pay

Budget for real life

Save in good months

Stay protected

Free download, no email needed

The Irregular Income Workbook

Write down six months of income, find your baseline, build a bare-bones budget, plan your buffer and tax set-aside, and log a steady paycheck each month.

Get the free PDFSee the Steady Income checklist

Coming soon

The same paycheck every month, from uneven income

Steady Paycheck app: a simple app that logs what comes in, keeps your holding account plan, sets aside for taxes and tells you your steady paycheck for the month.

$4 a month, or $36 a year. Cancel any time.

How it works