Guides / Budget for real life
A plan for lean months
Decide now what to cut, so you don't have to decide in a panic.
Lean months are easier when you've already decided what changes. Writing it down in a calm month takes the stress out of a tough one.
Write down
- Bills that must be paid first: housing, utilities, food, transport
- Spending to pause: subscriptions, eating out, extras
- How much you can draw from your buffer
- Who to call if you'll be late on a bill, before the due date
General educational information, not financial or tax advice. Little by Little Cash isn't paid by any lender, app or gig platform.