Free tool
Irregular income calculator
Enter what actually landed in your account in each of the last six months, plus your essential monthly bills. See your baseline month, a steady paycheck to start from, a buffer target and roughly how long it takes to build from your average month. Nothing is stored.
Your baseline month
$2,200
- Average month
- $3,067
- Best month
- $4,100
- Buffer target
- $4,400
- Months to build it
- 6
Your lowest month covers your essentials, with $200 to spare.
Starting paycheck = your lowest month. Months to build assumes you pay yourself that and keep the rest of an average month in your holding account. Estimates only, based on the numbers you enter.
Next steps
- Set up the accounts. See the two-account system.
- Pay yourself steadily. Follow the steady pay plan, step by step.
- Self-employed? Take taxes out first. See set aside for taxes as you go.